Your wealth
is our priority.
Helping you to manage your entire financial life, with an integrated approach and fully managed service.
Book your no-obligation Financial Health Check.
★ A projection of your future financial outcomes
★ A plan to approach your goals in life, such as retirement
★ Insights on your Tax Efficiency and Risk Tolerance
What’s involved in your Financial Health Check?
Your expert wealth adviser will take the time to understand your present circumstances, to create a bespoke report that is designed to help you achieve your goals, and make the most of the allowances and reliefs that are available to you.
It’s a common misconception that wealth management is suitable only for the rich and famous.
A good adviser will not only provide you with a full financial advice service, but will also identify areas where other professional support could be valuable and introduce trusted experts to help.
The fact that an adviser can give you confidence – such as the confidence to invest at the right level of risk for you, instead of keeping all your money in cash – is one of the most valuable aspects there is.
However, before they start talking to you about investments, returns and tax, they will take time to understand you as an individual, as well as your family, to find out what your goals and objectives are.
Knowing that your finances are on track to help you achieve them, and that you have access to someone you trust who knows you and your family, is really important. That’s the kind of thing that helps you sleep at night.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and the value can therefore go down as well as up. You may get back less than you invested.
Four stages to embark on your financial journey.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.
Trusts are not regulated by the Financial Conduct Authority.
In-depth planning and guided implementation in the following areas:
Making full use of your available tax allowances, tax-deductible solutions, and saving and investing in the most tax-efficient manner.
Forecast spending capacity in retirement, review annual pension contribution allowances, create sophisticated long-term cashflow models, and tax-efficient income distribution strategies.
Integrate your corporate holdings and benefits into your personal financial planning. Review asset allocation and evaluate re-balancing options, as well as tax-efficient investment planning solutions to fund private school fees.
Review existing insurance policies, evaluate the sufficiency of existing life and serious illness insurance coverage, identify areas of risk, and maximise company benefits to mitigate risks identified.
Assist with designing, implementing, and monitoring an estate plan, and tax-efficient wealth transfer strategies.
Management of offshore assets and tax efficient remittance planning. Guidance around the upcoming reform of the non-domicile regime.
Access to private banks, with expert advice for complex earnings, including lending solutions and mortgages for residential property acquisition.
Your home may be repossessed if you do not keep up repayments on your mortgage.
These enquiries may be referred to a service that is separate and distinct to those offered by St. James’s Place.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.
Start planning now, invest later.
St. James’s Place.
Your expert wealth adviser will take the time to understand your present circumstances, to create a bespoke report that is designed to help you achieve your goals, and make the most of the allowances and reliefs that are available to you.
There is no obligation for you to proceed, and we aim to provide valuable insight to your financial wellness, with steps to refine it.
Meet your team of experienced wealth advisers who specialise in tax, retirement and estate planning.
Tools & Calculators
Need a bespoke financial plan crafted specifically for your unique requirements?
Get StartedHow Tax Efficient Are You?
Managing your personal tax with strategy and vision is key to managing your finances effectively.
Retirement Readiness Test
Retirement isn’t a distant dream; it’s a destination you’re steadily approaching.
What’s Your Financial Snapshot?
Take the money smart quiz to discover your score.
Financial Clarity Assessment
Discover your financial clarity score to see how prepared you are when it comes to personal finances and long-term security measures.
Financial Wellness Assessment
Leverage our proprietary personal finance tool to discover your financial wellness score and what that means for you and your family.
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