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Your wealth
is our priority.

Secure your dream retirement, as part of your wider financial planning.

Read more about retirement planning

Book your no-obligation Financial Health Check.

What you’ll receive
★ A projection of your future financial outcomes
★ A plan to approach your goals in life, such as retirement
★ Insights on your Tax Efficiency and Risk Tolerance

What’s involved in your Financial Health Check?

Your expert wealth adviser will take the time to understand your present circumstances, to create a bespoke report that is designed to help you achieve your goals, and make the most of the allowances and reliefs that are available to you

It’s a common misconception that wealth management is suitable only for the rich and famous.

A good adviser will not only provide you with a full financial advice service, but will also identify areas where other professional support could be valuable and introduce trusted experts to help.

The fact that an adviser can give you confidence – such as the confidence to invest at the right level of risk for you, instead of keeping all your money in cash – is one of the most valuable aspects there is.

However, before they start talking to you about investments, returns and tax, they will take time to understand you as an individual, as well as your family, to find out what your goals and objectives are.

Knowing that your finances are on track to help you achieve them, and that you have access to someone you trust who knows you and your family, is really important. That’s the kind of thing that helps you sleep at night.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and the value can therefore go down as well as up. You may get back less than you invested.

SEE THE PROCESS

Four stages to embark on your financial journey.

01

Your Life

This is a fact-finding opportunity, for you to express to us your goals and aspirations in life. It could be anything from starting a family, to retiring early and spending more time with them, to thinking about the legacy you’ll leave to them. This session is also an opportunity for you to get to know us – what we specialise in, and how we can design your financial plan around your objectives.
02

Your Plan

A really exciting part of the initial consultation, in which we’ll use industry-leading software to visualise and model your cashflow based on existing positions, and your planning, in line with your goals and aspirations. We can identify what about your plan needs to be tweaked, based on stress-testing, in order to realise your goals.
03

Your Journey

In the final meeting, we’ll present our recommendations and investment strategy to you, demonstrating how your plan has been designed to complement your ambitions and help you reach your goals.
04

Your North Star

Helping you to keep on track, we’ll hold regular review meetings with you, to discuss the performance of your portfolio, any legislative or taxation changes, and whether we need to make tweaks to your financial plan in order to continue on the right trajectory towards fulfilling your goals. Think of us as your trusted sounding board. You can ask our opinion on just about any aspect of your life, and how your financial plan can continue to support you and your family.
01

Your Life

This is a fact-finding opportunity, for you to express to us your goals and aspirations in life. It could be anything from starting a family, to retiring early and spending more time with them, to thinking about the legacy you’ll leave to them. This session is also an opportunity for you to get to know us – what we specialise in, and how we can design your financial plan around your objectives.

02

Your Plan

A really exciting part of the initial consultation, in which we’ll use industry-leading software to visualise and model your cashflow based on existing positions, and your planning, in line with your goals and aspirations. We can identify what about your plan needs to be tweaked, based on stress-testing, in order to realise your goals.

03

Your Journey

In the final meeting, we’ll present our recommendations and investment strategy to you, demonstrating how your plan has been designed to complement your ambitions and help you reach your goals.

04

Your North Star

Helping you to keep on track, we’ll hold regular review meetings with you, to discuss the performance of your portfolio, any legislative or taxation changes, and whether we need to make tweaks to your financial plan in order to continue on the right trajectory towards fulfilling your goals. Think of us as your trusted sounding board. You can ask our opinion on just about any aspect of your life, and how your financial plan can continue to support you and your family.

SEE THE PROCESS

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.

Trusts are not regulated by the Financial Conduct Authority.

‎‎

In-depth planning and guided implementation in the following areas:

Tax efficiency health check

Making full use of your available tax allowances, tax-deductible solutions, and saving and investing in the most tax-efficient manner.

Retirement planning

Forecast spending capacity in retirement, review annual pension contribution allowances, create sophisticated long-term cashflow models, and tax-efficient income distribution strategies.

Investment management

Integrate your corporate holdings and benefits into your personal financial planning. Review asset allocation and evaluate re-balancing options, as well as tax-efficient investment planning solutions to fund private school fees.

Insurance coverage

Review existing insurance policies, evaluate the sufficiency of existing life and serious illness insurance coverage, identify areas of risk, and maximise company benefits to mitigate risks identified.

Estate and inheritance tax planning

Assist with designing, implementing, and monitoring an estate plan, and tax-efficient wealth transfer strategies.

Advice for UK resident non-domiciled individuals

Management of offshore assets and tax efficient remittance planning. Guidance around the upcoming reform of the non-domicile regime.

Access to specialist banking and lending

Access to private banks, with expert advice for complex earnings, including lending solutions and mortgages for residential property acquisition.

Your home may be repossessed if you do not keep up repayments on your mortgage.

These enquiries may be referred to a service that is separate and distinct to those offered by St. James’s Place.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.

Start planning now, invest later.

Leverage our advisory expertise, combined with best-in-class technology and enabled by the scale of
St. James’s Place.

Your expert wealth adviser will take the time to understand your present circumstances, to create a bespoke report that is designed to help you achieve your goals, and make the most of the allowances and reliefs that are available to you

There is no obligation for you to proceed, and we aim to provide valuable insight to your financial wellness, with steps to refine it.
YOUR EXPERT TEAM

Meet your team of experienced wealth advisers who specialise in tax, retirement and estate planning.

Michael Willgrass
Private Wealth Adviser and Head of Adviser Development
View Bio
Angelo Crisafulli
Private Wealth Adviser
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Kabir Virk
Private Wealth Adviser
View Bio
Hugh Vernon
Private Wealth Adviser
View Bio
Myles Deniran
Private Wealth Adviser
View Bio
Richard Thorne
Private Wealth Adviser
View Bio
Shil Shah
Private Wealth Adviser
View Bio
Victoria Trapitsyna
Private Wealth Adviser
View Bio
Tom Markovitch
Private Wealth Adviser
View Bio
Saneka Francis-Lawrence
Private Wealth Adviser
View Bio

Book your no-obligation consultation with an expert adviser today.

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