Tailored solutions for financial services professionals
Providing you with a bespoke, comprehensive financial plan to help you achieve your goals and aspirations.
We understand the intricacies involved in working in the financial sector.
Our Advisers are experienced in helping financial professionals with financial planning and wealth management advice.
Our team is proud to work with senior executives from some of the largest financial institutions in the world. We understand the complexities of acquiring wealth through employment, at the heart of our proposition is to plan around complex remuneration arrangements whilst managing the risks associated with high earning senior executives.
Working with successful individuals across the city spectrum has shaped our understanding of the different drivers of wealth generation. Whether we are working with high income earners such as City brokers and traders or FTSE 250 board members, we provide on-going value through services and insights that consider both the challenges and remuneration structures within their working world.
We support financial professionals with…
By helping you to understand the equity compensation you receive, and the risk it puts you in by way of concentrated equity position, we can then analyse your potential Capital Gains Tax (CGT) liability, identify key event dates to realise those gains, and tailor your financial planning and broader investment strategy, to gradually mitigate risk and improve the spread of your exposure.
Taking a holistic view of your compensation, aligned to your personal circumstances and goals, we can plan for the most tax-efficient income, including for example bonus sacrifice.
The SJP Investment Committee provides supervision and management of the investment portfolios of institutions, pension funds, corporations, and other large groups.
Ensuring correlation between the commitments you have in your role, your appetite for risk, any specialisms you have resulting in a wish to self manage elements of your portfolio, and all designed in a holistic manner around your individual aspirations.
Including tax and trust experts, legal advisers, and other professional services.
These enquiries may be referred to a service that is separate and distinct to those offered by St. James’s Place.
If you are a higher income earner, you need to ensure you are making the most of the tax reliefs available to you. We offer tax and bonus planning advice to help you invest into the most tax efficient vehicles and check that you are on track to maintain your lifestyle in retirement.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore, go down as well as up. You may get back less than you invested.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.
Trusts are not regulated by the Financial Conduct Authority.
