Access to specialist banking and lending services
Your freedom is our priority.
Introduction
As part of our wealth management offering, via SJP’s Private Client team, we can refer you to a range of solutions that have been developed specifically for our clients with more specialist banking and lending requirements. Your adviser will work with SJP’s Private Client team to understand both your current and future needs as well as your servicing preferences, in order to create a solution to your individual circumstances.
Over the years, St. James’s Place has built strong relationships with a panel of carefully selected private banks. The panel comprises boutique banks, offering a range of different specialisms, styles and service levels. We can help you choose the bank that best meets your needs and facilitate the introduction to the bank selected, saving you the hassle and time of searching through a multitude of options.
Need a bespoke financial plan crafted specifically for your unique requirements?
Book a DemoServices offered
By using SJP’s Cash Deposit Service, powered by Flagstone, we can help spread your cash savings to capitalise on market-leading interest rates, and maximise FSCS protection across multiple institutions.
Please note that this is a referral service and the services provided are separate and distinct to those offered by St. James’s Place.
Our advisers can act like a ‘broker’, securing off-market products, and finding lending solutions for your residential or buy-to-let purchases, and provide access to solutions for commercial purchases, as part of your broader financial plan.
Your home or other property may be repossessed if you do not keep up repayments on your mortgage.
Commercial and some buy-to-let mortgages are not regulated by the Financial Conduct Authority.
All enquiries for commercial mortgages will be referred to a service that is separate and distinct to those offered by St. James’s Place.
If you require short-term financing, you may be able to use eligible St. James’s Place and Rowan Dartington investments as security.
St. James’s Place and Rowan Dartington work with Metro Bank to make this short-term lending facility available to you, secured against your investment portfolio.
If the value of the investment falls in relation to the agreed loan facility, the loan may need to be repaid in full. Metro Bank will take a charge over your investments and you will be unable to make any withdrawals from your charged investments without prior approval from the bank. Rates and charges will apply. Please get in touch for full details.
Please note that these services are separate and distinct to those offered by St. James’s Place.
Whether you’re buying foreign property, sending money to loved ones or moving overseas, we are able to provide access to a currency exchange service provided by TorFX, offering foreign exchange and international payment services.
Please note that this is a referral service and the services provided are separate and distinct to those offered by St. James’s Place.
Through a panel of private banks, we can provide access to a full private banking service offering, via SJP’s Private Client team, including current accounts, deposit accounts, payment services, trustee and executor accounts and foreign currency accounts. More importantly, you will experience a bespoke service, with dedicated bankers and their teams looking after your day-to-day requirements.
The private banks on the panel specialise in truly understanding your individual requirements to ensure you receive a personal and seamless service. Many wealthy clients have complex borrowing needs, which are not well-served by high street banks. Alongside your adviser, our SJP’s Private Client team can review your circumstances and requirements, assess which private bank(s) might best meet these, and seek individually tailored solutions allowing you to choose the option most attractive to you.
These services are available to clients meeting the banks’ criteria, these usually being minimum personal net wealth of £3m to £5m+ and/or annual income in excess of £300,000.
