Richard Thorne
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Expertise
Within financial planning, Richard’s focus is on tax efficiency, whether someone is in the accumulation phase of wealth building, or whether they’re in drawdown during retirement.
Richard works with his clients to reduce their income tax liability, utilising annual allowances and approved tax efficient investment vehicles, while simultaneously ensuring they have a drawdown strategy ahead of retirement.
Taking a holistic approach, Richard looks to understand clients’ goals in order of priority, then designs a coherent financial plan; holding regular reviews and adjusting where required.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.
Experience
Richard has worked in financial services since 2017, beginning his career in foreign exchange. Subsequently, he chose a career in wealth management as investing interested him from a young age.
Richard believes that financial planning is very important for everyone. He finds it rewarding to alleviate financial stress from his clients, so they can concentrate on other aspects of their lives.
Qualifications
- Investment Advice Diploma – Level 4
- BSC Information Management and Business Studies at Loughborough University
Personal interests
Richard likes to keep active and is a regular at his local gym. He grew up in the countryside with lots of walks on his doorstep and still loves hiking.
